20 Ways to go Cashless

So it's been 20 days since the government announced the demonetization of 500 / 100 rupee tender notes. Here are 20 different ways users can go cashless by making payments through use of plastic cards (credit / debit), mobile e-wallets, cheques or online transfers.

Users can:
1. Buy Grocery from Bigbasket using PayTM, PayU, HDFC PayZapp or Mobikwik app

2. Pay / Recharge mobile and landline connections, data cards, DTH connections, broadband bills, metro payments using PayTM mobile app.

3. Pay Utility bills for Gas / electricity / water using PayTM app

4. Use Chillr app to split money between friends

5. Use Chillr app to pay / transfer consultation fees / money to doctors or other hired services.

6. Pay house maid / gardener / servant / plumber etc through bank cheques or make use of PayTM app to transfer money online or offline

7. Pay Insurance premium or School / College fees using PayTM app

8. Transfer money online using either traditional bank account transfer or through PayTM

9. Shop at PayTM's online MALL (ecommerce store) to buy from various categories like Mobies and mobile accessories, electronics, Fashion, sports and health, home & kitchen etc.

10. Book Movie tickets on BMS using various mobile wallets like PayTM, Mobikwik or PayU etc.

11. Book bus, train, flight tickets using PayTM or Mobikwik app

12. Book Hotel reservations using PayTM

13. Pay using PayTM, HDFC PayZapp app for cab rides

14. Transfer money to friends, families using PayTM, Mobikwik or Chillr app.

15. Pay for patrol / diesel using your credit / debit card or PayTM app

16. Avoid Cash on Delivery for products bought online

17. Use PayTM app to pay offline on various departmental stores

18. Use debit / credit card for buying medicines offline

19. Use OlaMoney to pay for ola rides

20. Send money from PayTM to users bank accounts.

Note:

1. Link your ICICI bank's debit / credit card to Payback to earn Payback points

2. Use various mobile wallet apps while buying online on various ecommerce stores to Earn Cashback

3. Use honey app on checkout page to get hefty discounts before making online payment on various ecommerce stores like firstcry, amazon etc. How ? Click here

4. Maintain balance in e-wallets to earn cashbacks

5. Ask friends / families to join various mobile wallet apps to earn reference cashback and points.

6. Use CouponDunia to earn cashbacks while buying stuff online on various ecommerce stores like firstcry, amazon etc.

7. Buy baby products from FirstCry to earn Loyalty points.

8. Chillr app works best if you have HDFC Bank Account as not all banks are listed as partners within the app.

Read:

How to use PayTM to make Payments

Save Money Buying Online

Save Money When You Buy Online - Cheat Sheet

This is my Cheat sheet to save money when i buy online. Checkout ways how you can save few bucks when buying online.

You can checkout the detailed post by clicking here.

1. Install "honey" app from chrome store. 
Run the HONEY app when you are on the checkout page of any website. It will automatically apply the coupon codes to give you discounts. This is no useless app as it really works. One can save big using this wonderful app

2. Use Payback
if you do not have a Payback account, apply for one today. This is a great way of earning payback points on every purchase that you make using your ICICI Bank's Debit  credit card online or offline. Every swipe will earn you points. Accumulate the points over a period of time and use them later to buy products online.

3. Use PayTM, Mobikwik, HDFC PayZapp wallets:
Use wallets to receive Cashbacks. Most of the ecommerce websites have tied up with wallet companies which inturn offer cashbacks on every purchase. Make full use of wallets to earn cashbacks.

4. Buy during Lightning Deals / Shopping festivals / carnivals / big billion sales
It's always good to buy stuff online during festival sales. Make a wish list of items that you plan to buy. Wait for various ecommerce websites to come up with their Sale / Discount Days. Buy in sale to earn hefty discounts.

5. Use CouponDuniya:
CouponDunia gives cashbacks for online purchases. Just visit CoupinDunia website first. Checkout for the product items or the store on their website and get redirected to specific ecommerce website from their platform. Buy the product listed and get cashback in your CouponDunia account. You can transfer the cashbacks received to your bank account after a minimum target is reached. Isn't that cool ?

6. Use Price Drop Alerts website "Cheapass":
This website will trigger an email to your mailbox if the price drops for the product you wish to buy. Once you see the price has dropped considerably, go any buy the product immediately. These price drop alerts works great in buying products at throw away prices.

7. Few ecommerce websites runs wallet promotions every week / month. Make use of them. for eg: Bigbasket has tied up with HDFC Payzapp for Thursday purchasing. if you buy from bigbasket on thursdays and make payment using HDFC Payzapp, you get a cashback of Rs. 200 on every Rs. 1000 purchase. So next time planning to buy from bigbasket, install Payzapp and only buy on thursdays. Other advantage, you get the fresh fruits and vegetables if bought on thursdays in Pune.

8. Buy online instead of buying offline

9. Activate / Enable each ecommerce website's store alerts 

Checkout Detailed post here.