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Showing posts with label paytm. Show all posts
Showing posts with label paytm. Show all posts

Friday, 25 November 2016

Multipro Indian Style Ghodiyu Baby Sleep Swing Cradle - Product Review

When my wife's due date was near, we knew it'll be tough handling twins especially when it comes to make newborns sleep. A very thought of it gave us nightmares. As we were staying nuclear, we had no support or external help from either side of our families. So we started looking out for options that can help us ease the pressure of handling twins.

We started searching for a good quality swing / cradle for our twins. We were convinced that a cradle is a Must Buy if parents wants their babies to sleep peacefully. We came across many options (wooden, plastic, hanging swings etc.) and after a thorough research and study, zeroed it down on "
Multipro Indian Style Ghodiyu Born Baby Sleep Swing Cradle, Pink" available on Amazon.

So in this post, i will review this Multipro swing (cradle) available on Amazon and discuss its pros and cons.

Review:

About the Product:

This product is sold by Multipro seller on Amazon. It's an Amazon fulfilled product.

It comes with a 1 year warranty from seller.

Multipro as a seller takes very good care of their customers. If you have an issue, they are very prompt to help you out. They are very supportive and even ready to replace the damaged part as long as the product is within warranty.

Because i had twins, so i bought 2 swings. One of the swing had an issue (issue mentioned below "Cons" section). So i registered a complaint through Amazon (Contact Seller). Multipro was quick to call back and helped me to resolve the issue at the earliest.

About Canopy: The canopy comes with a string attached to it which makes it easy for parents to swing the cradle back and forth. But the string is not long enough to give swing from a distance. So i extended the string by connecting it to another string.

Discounts:

Because i bought 2 swings, i asked the seller for the discount. They were very prompt in giving me a good discount. They gave cashback in my Amazon account.

Multipro also give discount if you write a Review of their product on Amazon's product details page and give them a feedback.

Pros:

- Easy to assemble and dis-assemble.
- No technical know how or tools required to install / de-install it
- Light weight, easy to carry
- Can hold upto 20 kgs baby weight and 35 inch (88 cm) is baby height limit
- Portable. It comes in a bag (case). So users can easily pack it and carry while travelling.
- Firm Stainless Steel pipe frames are corrosion resistant and rust free. 
- Very Sturdy swing
- Cotton Canopy comes with a net to protect babies from insects and mosquitoes
- Entire swing once assembled, holds the baby in canopy real well.
- Baby doze off quickly in the swing after a while swinging back and forth
- Joints are fitted firmly and supports the baby in cradle. 

Cons:

- The pink connector has a knob to tighten. Over a period of use, the connectors needs to be tightened once to make sure the cradle holds well and firm.
- Baby has a curved posture in this swing. 
- Slightly over priced. I bought this for Rs. 3590 from Amazon
- When you swing the cradle back and forth, air moves inside the canopy and right on baby's face and body with pressure. This makes the baby sneeze. 
- If you happen to rock the swing, there are high chances of it to topple as the rubber pads come off the floor very easily
- Sometimes the cradle makes a clinking noise when the hangers rub against the hooks while swinging. I tied a piece of cloth between the hook and hanger to overcome this noise issue.
- Do not swing on wet floor because the cradle skids a lot and wet floor damages the rubber pads by reducing friction. 
- The cradle skids a lot as you swing baby weighing above 8 kgs. Solution: I put the cradle on yoga mat and put weights on the mat to avoid slippage. 
- Although it does not have sharp edges, but parents be very careful while setting up the swing especially in unfolding the side frames. My wife happened to lock her right hand's index finger inside it. 

Issue faced: 

In my second swing, the rubber pads lost friction. As a result, the swing would just skid on the floor while moving the canopy back and forth. So i asked the seller to replace the pads and they responded by sending new rubber pads for both the swings. This exchange was free as the product was under warranty.

Final Word:

Overall it's an awesome product and a life saver for parents. This can be used for a newborn baby until he / she exceeds the weight / height limit. I have been using it for 7 months now without any issues. This multipro swing is the reason my babies are able to sleep peacefully with a smile on their face.

Recommendation:

Value for Money. An excellent product from Multipro. A must buy for every new parent.

Rating : 5/5 

Alerts:

You can setup price alert for this product. Once their is a drop in price, an email is triggered intimating you to buy the product at your preferred (discounted) price.


If you want to buy products from Amazon, Firstcry or Snapdeal at discounted price, use honey chrome store app.


Checkout other Articles:






Thursday, 17 November 2016

The Demonetization Effect

Effect: 

With the recent demonetization of 500 / 1000 rupee notes by Indian govt., many are facing problems exchanging the money or depositing it in banks but at the same time, every honest tax payer is supporting Narendra Modi for the initiative taken. People have realized that it may be a temporary short term trouble but will definitely help government to curb black money in long run.

Opinion:

I personally feel this is the right step taken by government and will impact economy in a positive way in years to come. Only those who have stash of undisclosed cash hidden in their pockets are worried about the move.

Request:

Through this post, i would like to make a humble request to all the educated citizens of the country who knows how to use mobile wallets, please make use of wallets to the fullest and help others as well to do daily transactions.

How To Help:

if you know someone in your family or friend circle who needs to transact on daily basis for utilities, please educate them on how to use mobile wallets to pay for the transactions. Help them register their bank accounts in mobile wallets. This way they don't need to worry about carrying cash in their pockets or search for cash rich ATMs or wait in queues for long hours. Feed their wallets in every possible way.

If you find anyone within your family who needs a mobile recharge or pay bills, it's good time for a responsible citizen to pitch in and do the transaction on their behalf using mobile wallets. This way you will not only be able to save their time standing in queues but also avoid the frustration. Buy grocery for them from BigBasket or pay their electricity, cable, broadband bills etc.

Mobile Wallets:

There are many popular mobile e-wallets available which are easy to install and use to transfer / send / receive money or pay the for utilities. Some of the popular ones are: PayTM, MobiKwik, FreeCharge, PayU, Payzapp, Chillr etc.

What more you can do:

People who can transact using mobile wallets can avoid going banks right now and wait to get their hard cash exchanged / deposited in bank accounts. Let the poor or others who has no knowledge of how to use mobile wallets or who needs money on urgent basis or has gone to bank for other important work, give them priority first to visit the branch and do the transactions. Help them in every possible way. You can always get your money exchanged / deposited later, once the situation has come under control and there's not much rush in banks. Have patience. Support the initiative.

If you see an elderly in queue, offer them help by standing in for them or install mobile wallets on their mobile and help them to transact online. If you have enough change (cash) in hand in 100 / 50 / 20 / 10 denominations, exchange that with poor who stand in queue to get 500 / 1000 notes exchanged / deposited.

You can use cheque to make payments. I paid the house maid her monthly salary through cheque. I left the date blank for her to fill it later whenever she find it comfortable to go to the bank and deposit it. I paid the plumber for his service through PayTM.

News:

I recently read that a hospital denied treatment because patient family could only pay in 500 / 1000 notes. As a result, the patient died. An ENT doctor in my locality denied checkup to all those patients visiting with 500 / 1000 notes. Is this human ? Is money above someone's life. Doctors, Hospitals at this time should welcome the move and ask patients or families to pay via mobile wallets or cheques or bank transfer but do not deny them the service. They are in pain and they need your help. Work Responsibly.

That's my take on how you can help others.

Information on Popular Mobile Wallets:

Here's a snippet of few mobile wallets that you can use or educate your family members / friends on how to use them so that they can avoid visiting banks or ATMs for money to do daily transactions:

1. PayTM: Super easy to use. Pay or Send money by scanning the code or using the mobile number. You can add money in your wallet to use it later. Pay mobile bills, recharge, utility bills through PayTM.

2. Mobikwik: Again a very popular app to do all sorts of transactions. Add money to your wallet and use the app to do every transaction.

3. Payzapp: Use HDFC Payzapp to pay for online purchases or utility transactions. I use this app to buy grocery from bigbasket on thursdays as i get cashback of 200 on every 1200 purchase.

Note: You don't need to have HDFC account to install this app. I have configured my icici card in Payzapp to make payments.

4. PayU: Similar to above apps. Super easy to use.

Other similar apps:
Freecharge, Pockets from ICICI Bank, Chillr app etc.

Only downside of using Chillr app is that there are very few banks registered as partners with Chillr. So the chances are high that you may not find your bank listed as partner. As a result you may not be able to transact using Chillr app.

Check if ATM in your area has Waiting / Cash / No Cash:

Here's a website which gives you a list of ATMs that has cash / no cash or has waiting line in front of them. You just need to enter your area Pincode and submit, it will list out all the ATMs with their current money status.

Website: http://www.cashnocash.com

I do not have any idea of how authentic the information is. But one can give it a try and see if it really works or not.

Please share this message with others.

Thanks

#BlackMoney
#Demonetization
#ATMQueues

Wednesday, 2 November 2016

Save Money When You Buy Online - Cheat Sheet

This is my Cheat sheet to save money when i buy online. Checkout ways how you can save few bucks when buying online.

Save Money Online

You can checkout the detailed post by clicking here.

1. Install "honey" app from chrome store. 
Run the HONEY app when you are on the checkout page of any website. It will automatically apply the coupon codes to give you discounts. This is no useless app as it really works. One can save big using this wonderful app

2. Use Payback
if you do not have a Payback account, apply for one today. This is a great way of earning payback points on every purchase that you make using your ICICI Bank's Debit  credit card online or offline. Every swipe will earn you points. Accumulate the points over a period of time and use them later to buy products online.

3. Use PayTM, Mobikwik, HDFC PayZapp wallets:
Use wallets to receive Cashbacks. Most of the ecommerce websites have tied up with wallet companies which inturn offer cashbacks on every purchase. Make full use of wallets to earn cashbacks.

4. Buy during Lightning Deals / Shopping festivals / carnivals / big billion sales
It's always good to buy stuff online during festival sales. Make a wish list of items that you plan to buy. Wait for various ecommerce websites to come up with their Sale / Discount Days. Buy in sale to earn hefty discounts.

5. Use CouponDuniya:
CouponDunia gives cashbacks for online purchases. Just visit CoupinDunia website first. Checkout for the product items or the store on their website and get redirected to specific ecommerce website from their platform. Buy the product listed and get cashback in your CouponDunia account. You can transfer the cashbacks received to your bank account after a minimum target is reached. Isn't that cool ?

6. Use Price Drop Alerts website "Cheapass":
This website will trigger an email to your mailbox if the price drops for the product you wish to buy. Once you see the price has dropped considerably, go any buy the product immediately. These price drop alerts works great in buying products at throw away prices.

7. Few ecommerce websites runs wallet promotions every week / month. Make use of them. for eg: Bigbasket has tied up with HDFC Payzapp for Thursday purchasing. if you buy from bigbasket on thursdays and make payment using HDFC Payzapp, you get a cashback of Rs. 200 on every Rs. 1000 purchase. So next time planning to buy from bigbasket, install Payzapp and only buy on thursdays. Other advantage, you get the fresh fruits and vegetables if bought on thursdays in Pune.

8. Buy online instead of buying offline

9. Activate / Enable each ecommerce website's store alerts 

Checkout Detailed post here.

Sunday, 20 September 2015

Pockets app from ICICI Bank

ICICI Bank has come up with a mobile wallet app called "Pockets". This is similar to popular apps like Paytm & Mobikwik.

Pockets by ICICI is your online wallet (free VISA card as they say it) to do online transactions. It's not necessary to have a Bank account number to access this app. Registration is done through your mobile number (MPIN) if you do not hold an account with ICICI Bank. Otherwise it asks your account login details.

Check out this video:

The app is super easy to use. User friendly interface makes it more easy to do all sorts of transactions. It allows you to recharge prepaid mobile, DTH, data cards, pay postpaid mobile bills & utility bills and shop online. You can transfer money to any Bank account or contacts.


This app gives direct competition to the most popular "Bookmyshow" app as you can book movie tickets through Pockets now. Easy steps makes it like a knife through the cake. The only drawback is if you are on "Book my show" website and land on the payment page, you may not find an option to make payments using "Pockets" wallet. PayU, Mobikwik and other wallets are available to make payments.

You can easily add funds in your Pockets wallet and get cachback, add contacts to favorites if you plan to do frequent money transfers. You can split the bills with your friends even if they do not have ICICI bank account number. it gives you an option to view statements, transactions done within the app.

Through this app, you can apply for Pockets physical card and use it offline. It's free but the Bank do charge you for the courier handling charges. make sure you enter your complete address while applying for the physical card. Personally, i really don't think its necessary to apply for physical card because most of the important transactions you can do through the app.

You can also check out the best offers and deals available through the app. It also sends notifications in your mailbox for any new offers.


If you are having a Bank account with ICICI, this app gives you an option to switch between your Pockets account and your bank account. Switching to Bank account is similar to checking your online account. You can check last 10 transactions done or more, see statements, balance and make online transfers as well.

For any update for eg: you get a gift or friends split bills, the app shows a notification similar to facebook within the app.

You can personalize the app and change your settings, profile, add your photo. you can even create your wish list within the app.

ICICI gives you an option to chat directly with their Customer Care within the app. I have been using this app on my android mobile and till now hasn't come across any situation where i need to speak with Customer Care.

It has login / logout option so everytime you open the app to do transaction or check balance, you need to login and logout once you finish the transaction. So its highly secure and easy to use.

The app can be installed on both Apple IOS and Android through google play store.

A big major issue is the app hangs and shuts down suddenly which is not a good sign while making banking transaction. User feels insecure while making transaction. Also, many users who applied for the physical card are waiting forever to get the card delivered at their footsteps.

I have been using this app to recharge my mobile, book tickets and transfer funds and view statements and transactions, i never came across any issue. I also use other apps like Paytm & Mobikwik depending on which app is giving me more cashback while making transactions.

I would recommend you to install this app and use it only when you find any offer at better discounts or cash backs than other apps.

Thanks